Lombard
Lombard is the operating platform for a licensed pawnbroker and asset-lending house.
About this template
Overview
Lombard is the operating platform for a licensed pawnbroker and asset-lending house. It advances cash against goods left in pledge—gold and bullion, watches, diamond and gem jewellery, silver, musical instruments, cameras and lenses, tools, fine art and classic-car logbooks—and manages the entire cycle: taking-in with identification and provenance checks, bench valuation, the regulated consumer-credit loan book, redemptions and renewals, strongroom custody, disposal of unredeemed items through a saleroom, and compliance reporting.
What you get
- Taking-in workflow with identification and provenance checks
- Bench valuation against live metal fix and house LTV bands
- Regulated consumer-credit loan book with contract terms and interest
- Redemptions, renewals and grace periods
- Strongroom custody by safe with per-safe value limits
- Saleroom disposal of unredeemed goods
- Treasury and metal-fix cover
- Compliance register covering identification, high-value thresholds, police enquiries and NCA reporting
- Pledgor portal to check contract, redeem or renew
The signature screen
The loan book is the central record of the regulated consumer-credit agreements, tracking contract terms, interest and the lifecycle of each pledge through redemption, renewal or eventual disposal. It connects valuation, custody and compliance into a single ledger.
Who it's for
Licensed pawnbrokers and asset-lending houses that trade in high-value goods and require integrated management of pledges, lending, custody and regulated reporting.
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